Overtime Calculator — see your pay, and how every dollar is worked out

Enter your hourly rate and hours. We split your pay into regular, time-and-a-half and double-time — then estimate the new federal no-tax-on-overtime deduction. No sign-up, no clutter.

  • ✓ Built on the actual FLSA rule: 1.5× pay for hours over 40 in a workweek
  • ✓ Full step-by-step breakdown — most calculators just show one number
  • ✓ Includes the 2025–2028 overtime tax deduction estimate (IRS rules)
  • ✓ Free forever, works instantly on your phone

Calculate your overtime pay

Federal (FLSA) weekly rules. Results update as you type.

$/hr
hrs
+ Double-time hours, tax estimate options
hrs
$
Gross pay this week$1,375.00
Regular pay (40.0 hrs)$1,000.00
Overtime pay (10.0 hrs)$375.00
Your overtime rate$37.50/hr
Double-time pay (0.0 hrs)$0.00
Weekly $1,375.00 Biweekly $2,750.00 Monthly $5,958.33 Annual $71,500.00
No-tax-on-overtime estimate: if you worked this same week all year, your deductible overtime premium would be $6,500.00, giving an estimated deduction of $6,500.00 and roughly $1,430.00 of federal tax saved. Open the full deduction calculator →

Estimate only — not tax or legal advice. Rules: US Dept. of Labor (FLSA) and IRS guidance for tax years 2025–2028.

How overtime pay works

Overtime is simpler than most pay stubs make it look. Federal law — the Fair Labor Standards Act (FLSA) — sets one core rule, and everything else builds on it.

1

First 40 hours: regular rate

Every hour up to 40 in a workweek is paid at your normal hourly rate. A workweek is any fixed 7-day period your employer uses — it doesn't have to start on Monday.

2

Hours over 40: time and a half

Each extra hour is paid at 1.5× your regular rate. Earn $20/hour and your overtime rate is $30/hour for every hour past 40 that week.

3

Double time: 2× (not federal)

Federal law never requires double time. It comes from company policy, union contracts, or California law (after 12 hours in a day, and on a 7th straight workday).

The overtime formula
Gross pay = (40 × rate) + (overtime hours × rate × 1.5) + (double-time hours × rate × 2)

Worked example

Maria earns $20/hour and works 50 hours in a week.

PartMathPay
Regular (first 40 hrs)40 × $20$800.00
Overtime (10 hrs at 1.5×)10 × $30$300.00
Gross weekly pay$1,100.00

Her deductible "qualified overtime" premium for the no-tax deduction is the extra half only: 10 × $20 × 0.5 = $100 for that week — about $5,200 across a full year.

All overtime & pay calculators

One accurate tool per job — each with worked examples and the rules that apply to it.

Common overtime mistakes

Mistake 1 — "No tax on overtime" means all overtime pay is tax-free. It doesn't. Only the premium half of FLSA overtime is deductible, only up to $12,500 ($25,000 joint), and payroll taxes still apply in full.
Mistake 2 — Counting daily hours under federal law. The FLSA is weekly: a 14-hour day followed by short days may earn no federal overtime if the week stays under 40 hours. (California is the big daily-overtime exception.)
Mistake 3 — Averaging two weeks together. Each workweek stands alone. Working 50 hours one week and 30 the next is 10 overtime hours — your employer cannot average it into 40 + 40.
Mistake 4 — Assuming a salary means no overtime. Salaried non-exempt employees are owed overtime too. Exempt status depends on duties and salary tests, not the word "salary" in your offer letter.

Frequently asked questions

How is overtime pay calculated?

Under the FLSA, overtime is 1.5× your regular rate for hours over 40 in a workweek. At $20/hour and a 50-hour week: 40 × $20 = $800 plus 10 × $30 = $300, so $1,100 gross. The calculator above shows this breakdown live for your own numbers.

What is the federal overtime law?

The Fair Labor Standards Act requires most employers to pay non-exempt employees at least time-and-a-half for hours over 40 in a single workweek. Federal law doesn't require daily overtime or set a maximum number of hours — some states add stricter rules.

Is double time required by law?

Not by federal law. Double time comes from employer policy, union agreements, or California law (after 12 hours in a day and on the seventh consecutive day of work in a week).

How does the no-tax-on-overtime deduction work?

For tax years 2025–2028 you may deduct the premium portion of FLSA-required overtime — the "half" of time-and-a-half — up to $12,500, or $25,000 if married filing jointly. The deduction shrinks by $100 for every $1,000 of income (MAGI) over $150,000 ($300,000 joint). Try the full deduction calculator for your exact estimate.

Are salaried employees entitled to overtime?

Salaried non-exempt employees: yes. Exempt executive, administrative and professional employees who pass the FLSA duties and salary tests: generally no. Being paid a salary by itself doesn't remove overtime rights.

Is overtime still subject to Social Security and Medicare tax?

Yes. The new deduction reduces federal income tax only. FICA payroll taxes apply to overtime wages exactly as before.