Overtime Calculator Iowa

Iowa has no state overtime law, so federal FLSA rules decide your pay. Enter your rate and hours for an accurate Iowa paycheck estimate: 1.5x after 40 hours a week, no daily overtime rule.

Rules verified November 2026 · Sources: U.S. Department of Labor, Iowa Department of Inspections, Appeals and Licensing

By Mudassir Khan

Quick answer

Iowa has no state overtime law, so the federal Fair Labor Standards Act sets the rule: 1.5 times the regular rate for hours over 40 in a workweek, with no daily overtime. The minimum wage is $7.25 an hour in 2026. Iowa wage claims go to the Department of Inspections, Appeals and Licensing within 1 year.

Your Iowa week

Federal FLSA rules, Iowa framing. Each workweek stands alone.

$/hr
hrs
Gross pay this week (45.0 hrs)$950.00
Regular pay (first 40 hrs)$800.00
Overtime pay at 1.5x (5.0 hrs)$150.00
your overtime rate$30.00/hr

Iowa wage claims go to the Department of Inspections, Appeals and Licensing within 1 year; overtime claims go to the federal DOL. Estimates only. Not tax, legal, or payroll advice. Confirm with your employer or a qualified professional.

How overtime works in Iowa

1 · Federal law runs the show

Iowa never passed its own overtime statute, so the Fair Labor Standards Act applies directly: nonexempt employees earn at least 1.5 times the regular rate for hours over 40 in a workweek.

2 · The 1 year agency window

The Wage and Child Labor Unit of the Iowa Department of Inspections, Appeals and Licensing accepts wage claims under $6,500 filed within 365 days of when the wages were due. Pure overtime disputes are sent to the federal DOL instead.

3 · One flat tax rate

Iowa taxes all income at a single 3.8% rate. Overtime pay is taxed exactly like regular pay, so the math on a big overtime week is simple to model.

The Iowa formula (federal math)
Gross = (40 × rate) + (hours over 40 × rate × 1.5)

Rules at a glance, 2026

RuleIowa
Overtime ruleFederal FLSA only: 1.5 times pay after 40 hours in a workweek
Minimum wage 2026$7.25 an hour (tipped cash wage $4.35)
State income taxFlat 3.8% in 2026
Claim agencyIowa Department of Inspections, Appeals and Licensing, Wage and Child Labor Unit (claims under $6,500)
Claim deadline1 year from when wages were due; overtime claims go to the federal DOL

Worked examples

WorkerMathGross
$7.25/hr, 44 hours$290.00 + $43.50$333.50
$24/hr, 48 hours$960 + 8 × $36$1,248.00
$19/hr, 55 hours$760 + 15 × $28.50$1,187.50
$7.25/hr, 40 hours40 × $7.25, no overtime$290.00

Example 2 is a common Iowa week: at $24 an hour, 48 hours pays $960 in regular pay plus 8 overtime hours at $36. If the unpaid amount tops $6,500, the claim skips the state unit and goes straight to the federal DOL or to court.

Iowa specifics worth knowing

The $6,500 cap routes big claims elsewhere. The Iowa unit only accepts wage claims under $6,500. Larger disputes, and all pure overtime claims, belong with the U.S. Department of Labor or in court, so check the amount before you file in the wrong place.

365 days means 365 days. The director cannot accept a complaint filed more than 1 year after the wages became due. The deadline is firm, and the unit turns late claims away without an investigation.

Iowa can add liquidated damages. When a wage claim succeeds, Iowa law allows liquidated damages on top of the unpaid wages. Filing the state claim preserves that extra recovery, which a quiet settlement with the employer might not.

Like Iowa, Nebraska runs on federal overtime law alone: our Nebraska overtime calculator shows the same math at a $15 floor, and the Illinois overtime calculator covers a neighbor with a higher minimum wage. The federal baseline is explained in the FLSA overtime rules guide.

Common mistakes

Mistake 1: Filing an overtime claim with Iowa DIAL. The unit handles wage payment claims, not overtime disputes. If you believe you are owed overtime pay, the unit itself directs you to the U.S. Department of Labor.
Mistake 2: Missing the 1 year window. The 365 day deadline is hard. The director cannot accept a late complaint, no matter how strong the evidence.
Mistake 3: Expecting daily overtime. A 12 hour shift earns nothing extra in Iowa unless the week passes 40 hours. Only the weekly line counts.
Mistake 4: Filing a $7,000 claim with the state unit. Claims of $6,500 or more do not qualify for the Iowa unit. Take the bigger dispute to the federal DOL or to court.

Frequently asked questions

Does Iowa have its own overtime law?

No. Iowa has no state overtime statute, so the federal Fair Labor Standards Act decides overtime: 1.5 times the regular rate for hours over 40 in a workweek, for nonexempt employees.

Where do I file an unpaid overtime claim in Iowa?

Overtime claims go to the Wage and Hour Division of the U.S. Department of Labor. Other wage claims under $6,500 go to the Iowa Department of Inspections, Appeals and Licensing within 1 year of when the wages were due.

What is the minimum wage in Iowa in 2026?

$7.25 an hour, the federal floor, with a $4.35 cash wage for tipped workers.

Is there daily overtime in Iowa?

No. Iowa has no daily overtime rule. Only the weekly line matters: hours over 40 in a workweek earn 1.5 times the regular rate, no matter how long any single day was.

Does Iowa tax overtime pay?

Yes, at the same rate as regular pay: a flat 3.8% in 2026.

Can a salaried Iowa employee earn overtime?

Yes, if nonexempt. A salary alone does not remove overtime rights in Iowa. Only employees who pass the FLSA exempt duties and salary tests can be denied overtime pay.

Want the same math without the Iowa framing? Use the overtime pay calculator. Want the same math without the Iowa framing? Use the overtime pay calculator. Curious what the no tax on overtime deduction does to an Iowa paycheck? Try the deduction calculator, with one flat 3.8% state rate the federal deduction is easy to model.