Overtime Calculator Kentucky

Kentucky state overtime law mirrors the federal FLSA: 1.5x pay for hours over 40 in a workweek. Enter your rate and hours for an accurate Kentucky paycheck estimate, including the state's seventh day overtime quirk.

Rules verified November 2026 · Sources: U.S. Department of Labor

By Mudassir Khan

Your Kentucky week

Kentucky law mirrors the FLSA, plus the seventh day rule. Each workweek stands alone.

$/hr
hrs
Gross pay this week (45.0 hrs)$950.00
Regular pay (first 40 hrs)$800.00
Overtime pay at 1.5x (5.0 hrs)$150.00
your overtime rate$30.00/hr

Wage claims go to the Kentucky Division of Wages and Hours, within 3 years. Estimates only. Not tax, legal, or payroll advice. Confirm with your employer or a qualified professional.

Quick answer

Kentucky overtime mirrors the FLSA: nonexempt workers earn 1.5 times their rate for hours over 40 in a workweek, with no daily overtime. Kentucky adds one quirk: 1.5x for all hours worked on a seventh consecutive day. The 2026 income tax is a flat 3.5%, and wage claims go to the Division of Wages and Hours within 3 years.

How overtime works in Kentucky

1 · The weekly 40 hour rule, state version

Kentucky requires 1.5 times the regular rate for hours over 40 in a workweek, mirroring the FLSA. The state cabinet's regulation confirms no daily overtime: working more than 8 hours in a day alone earns no premium.

2 · The seventh day rule is pure Kentucky

State law adds what the FLSA lacks: if you work 7 consecutive days, all hours worked on the 7th day earn 1.5 times the regular rate. This is separate from the 40 hour rule and is the one Kentucky extra worth knowing.

3 · A 3 year claim window and a flat tax

Wage and hour actions under Kentucky law carry a 3 year deadline after a 2024 law shortened it from 5. For tax year 2026 the individual income tax is a flat 3.5%, down from 4%, so overtime faces one simple state rate.

The Kentucky formula (federal math)
Gross = (40 × rate) + (hours over 40 × rate × 1.5)

Rules at a glance, 2026

RuleKentucky
Overtime ruleState law mirrors the FLSA: 1.5 times pay after 40 hours in a workweek, plus 1.5x for all hours on a 7th consecutive day
Minimum wage 2026$7.25 (federal floor; no higher state rate)
State income taxFlat 3.5% for 2026 (down from 4%)
Claim agencyKentucky Education and Labor Cabinet, Division of Wages and Hours
Claim deadline3 years under state law; FLSA allows 2 years, 3 for willful violations

Worked examples

WorkerMathGross
$7.25/hr, 50 hours$290 + 10 × $10.88$398.75
$14/hr, 48 hours$560 + 8 × $21$728.00
$18/hr, 60 hours$720 + 20 × $27$1,260.00
$10/hr, five 8 hour days (40 hrs)40 × $10, no overtime$400.00

Example 3 shows where Kentucky differs from pure FLSA states: if those 60 hours spanned 7 consecutive workdays, the hours on the 7th day also earn 1.5x under Kentucky's seventh day rule, not just the hours over 40.

Kentucky specifics worth knowing

The seventh day rule has a catch. It applies to hours worked on the 7th consecutive day of the workweek. Some employers try to reset the count by rotating schedules, so workers on rotating shifts should track consecutive days themselves.

Kentucky mandates rest breaks most states skip. You are entitled to at least 10 minutes of paid rest during each 4 hours worked, plus a reasonable lunch period between the 3rd and 5th hour. These breaks are separate from overtime but are enforced by the same division.

The income tax keeps falling. Kentucky cut the flat rate to 3.5% for 2026 and the statute allows further cuts when revenue triggers are met. Estimating the state cut on overtime is one multiplication: gross times 3.5%.

Kentucky borders Indiana, where pure federal rules apply: our Indiana overtime calculator shows the same math without the seventh day rule. The federal baseline is explained in the FLSA overtime rules guide.

Common mistakes

Mistake 1: Missing seventh day overtime. Kentucky workers on 7 day stretches sometimes collect only the 40 hour premium and miss the seventh day premium. Track consecutive days, not just weekly hours.
Mistake 2: Expecting daily overtime. Apart from the seventh day rule, Kentucky has no daily overtime. A single long day earns nothing extra unless the week crosses 40 hours.
Mistake 3: Using the old 5 year deadline. Kentucky shortened the employment claim deadline to 3 years in 2024. Older guidance promising 5 years is out of date.
Mistake 4: Using the old 4% tax rate. The flat rate dropped to 3.5% for 2026. Take home estimates built on 4% understate your pay.

Frequently asked questions

Does Kentucky have its own overtime law?

Yes. Kentucky law mirrors the FLSA at 1.5 times the regular rate for hours over 40 in a workweek, and adds a state only seventh day rule: all hours worked on a 7th consecutive day earn 1.5x.

Where do I file an unpaid overtime claim in Kentucky?

With the Division of Wages and Hours of the Kentucky Education and Labor Cabinet, online or by phone. You can also file with the federal DOL or in court. State law gives 3 years.

What is the minimum wage in Kentucky in 2026?

$7.25 an hour. Kentucky matches the federal rate and preempts local governments from setting higher ones.

Is there daily overtime in Kentucky?

Not generally. There is no daily 8 hour rule, but hours worked on a 7th consecutive day of the workweek earn 1.5 times the regular rate under state law.

Does Kentucky tax overtime pay?

Yes, at a flat 3.5% state rate for 2026, on top of federal taxes. Some cities and counties also levy occupational taxes on wages.

Can a salaried Kentucky employee earn overtime?

Yes, if nonexempt. A salary alone does not remove overtime rights. Only employees who pass the FLSA exempt duties and salary tests can be denied overtime pay.

Want the same math without the Kentucky framing? Use the overtime pay calculator. Curious what the federal no tax on overtime deduction does to a Kentucky paycheck? Try the deduction calculator.